More than 172,000 homes at risk from wildfires in Napa and Santa Rosa

IRVINE
October 10, 2017 9:01pm
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• . It adds up to $65 Billion

• . Statewide, a total of 9.1 million homes are at some level of risk from wildfires


A total of 172,117 homes with a combined reconstruction cost value of more than $65 billion are at some level of risk from the wildfires in the Napa and Santa Rosa metropolitan areas, according to an estimate from real estate financial information company CoreLogic Inc. (NYSE: CLGX) of Irvine.

The analysis is calculated based on homes within the two Core Based Statistical Areas (CBSAs) and on five active fires – three in Napa (Patrick, Atlas and Tubbs) and two in Santa Rosa (Nuns and Pocket).

Statewide, a total of 9.1 million homes with a combined RCV of $3.1 trillion are at some level of risk from wildfires in California.

Of the total at-risk homes in Napa and Santa Rosa, 11,058, or 6 percent, with an estimated RCV of more than $5 billion are at significant risk of damage, falling in the “High” and “Extreme” risk categories, according to CoreLogic data. Although the majority of homes, 161,059, or 94 percent, are at “Low” or “Moderate” risk of damage, wildfire can easily expand to adjacent properties and cause significant damage even if a property is not considered high risk in its own right.

The figures are based on the CoreLogic Wildfire Risk Score (1-100), which indicates the level of susceptibility to wildfire damage and includes risk associated due to the property’s location and close proximity to other high-risk properties or areas. The higher the score, the greater the risk of damage.

The reconstruction cost values represent estimates to rebuild the home, taking into account geography, labor and materials, and are based on 100-percent, or total, destruction. Depending on the size of the wildfire, there can easily be less than 100-percent damage to the home, which would result in a lower realized reconstruction cost. As such, the analysis represents the total and maximum risk from this event, not the predicted loss.


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